NEW!
Money Messenger
Powered by PayPal
Discover has partnered with PayPal to bring you a service that lets you send money to just about anyone using your computer or mobile phone.
Not a Cardmember? Apply Now
It's Free
Free for you to send money.
It's Easy
All you need is the recipient's e-mail or mobile number.
It's Rewarding
Earn Cashback Bonus on every transaction.
Please note that you must have an eligible Discover account to use Money Messenger
Ready to Send Money?
Log In to Check it Out 
User ID
How You Can Use It To Send Money:
Works on your phone!
Have you used Money Messenger to send or receive money yet? We want to hear from you. Share your story on the Inside Discover Blog now.
How easy is it to send money?
Watch and find out.
Related Questions
- How does sending money with Discover Money Messenger work?
- Are there any fees to send money through Discover Money Messenger?
- Do I need a PayPal account to send money?
- Does the person I'm sending money to need to be a Discover Cardmember?
- Does the person I'm sending money to need a PayPal account?
- How does the recipient actually get the money?
- Can anyone use Money Messenger?
How does sending money with Discover Money Messenger work?
You can send money to anyone with an email address or mobile phone number using Discover.com on your computer or mobile device. PayPal sends a message to your recipient letting them know their money is ready. Your recipient signs into their PayPal account to receive the money. If they don’t have a PayPal account, all they need to do is sign up. The amount you send is charged to your Discover card account just like a purchase.
Are there any fees to send money through Discover Money Messenger?
There are no fees to send money and the amount will be charged to your Discover card account like a purchase. If you are sending money to friends or family, there are no fees charged to them to accept the money. If you are sending money to a business for goods or services, PayPal will charge them a fee to accept the money.
Do I need a PayPal account to send money?
No, you do not need a PayPal account to send money.
Does the person I’m sending money to need to be a Discover Cardmember?
No, the person receiving the money doesn’t need to be a Discover Cardmember. However, they will need to sign up for a PayPal account (if they don’t already have one) in order to access their money.
Does the person I’m sending money to need a PayPal account?
You can send money to anyone even if they don’t yet have a PayPal account. But, the recipient must sign up for an account at PayPal.com in order to claim their money. When PayPal notifies the recipient that you have sent them money, they will also receive simple instructions on how to open up a PayPal account to access it.
How does the recipient actually get the money?
If they are a registered PayPal account holder, the money is instantly deposited into their account. If the recipient is new to PayPal, they simply open an account, link their email address or mobile number and they will have immediate access to the money. After they log in to PayPal, they have the option to spend the money online at any merchant that accepts PayPal, transfer it to a bank account, or request a check.
Can anyone use Money Messenger?
You must be a Discover cardmember with an eligible account and be registered for the Account Center on Discover.com to use this service. Money Messenger is a new feature that we are making available to more customers to all the time. Business, Corporate, and Titanium cards are currently not eligible to use Money Messenger.
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